This is a question we all deal with daily. When planning for the future, we often assume that we are invincible and infallible. If my job has taught me anything, it’s that these assumptions are often wrong. Life happens—and only those prepared for it continue living a comfortable life in the style they or their family were accustomed to.

The time you take today to reflect on your journey into the future will help ensure joy and happiness.

Our visit to the Lewenskrisissentrum shelter showed us how badly life can turn. It is our responsibility to ensure our family is protected against such hardship.

It is proper planning that helps us design a future with fewer obstacles.

Start planning today.