Discovery Gap Cover

Why Insure with Discovery?

Discovery Insure’s innovative and dynamic insurance cover offers convenient service features and the option to join the rewards-driven Vitality Drive program, as well as state-of-the-art safety features.

Discovery Insure offers the following insurance cover, we find that combining the insured items on a single policy provides you with a overall premium discount:

  • Vehicle Cover
  • Household Contents Cover
  • Building Cover
  • Portable Possessions Cover
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Discovery Insure has access to unique features, services, and benefits

From an Insurance point of view, Discovery Insure is as good as any other insurer. But what makes Discovery Insure stand out is the access to unique features, services and benefits:

  • Get great rewards for driving well by adding Vitality Drive to your policy. Vitality Drive is a unique driver behaviour program. You can earn up to 50% of your BP, Shell fuel and Gautrain spend back each month. There are also future discounts at Tiger Wheel & Tyre and Bosch. You can also earn weekly rewards with Active Rewards and up to 25% off Uber trips!

  • Discount your monthly vehicle premium by up to 25% vehicle based on your mileage:

Monthly mileage driven Dynamic Distance cash back percentage
0 km to 249 km 25%
250 km to 499 km 15%

  • With Vitality Drive, you also get state-of-the-art safety features, like Impact Alert, where Discovery Insure will send emergency services when you are in a severe accident.

  • You pay no excess if an accident is caused by an insured third-party/if an insured third-party causes an accident. Classic and Purple Plan clients also pay no excess for theft-related or weather-related claims.

  • You also have the option to add innovative features like a write-off accelerator where you can choose to have your car written off at a lower level of damage.

  • You can also add retail value booster, which pays you 15% more than your car’s retail value in the event of a write-off or theft.

  • Unlimited vehicle warranty cover for mechanical breakdown and electrical failure

  • The Purple Plan offers clients who insure more than R5 million in assets additional benefits:

  • Upgrade to the latest Apple or Samsung phone every year

  • A dedicated Service Executive to help you with anything you need

  • An All-Risk, unspecified Portable Possession benefit meaning that you do not need to individually specify any of your portable possessions

  • Higher overall claim limits

Discovery Insure FAQ’s

Below are some of the frequently asked questions we receive about the Discovery Insure options. If you need to know more about investing or have any questions that you don’t see listed below, please speak to one of our consultants.

When you receive your Vitality Driver Card you will see a sticker on the card with the following instructions SMS ‘FUEL’, your ID or passport number and the last 10 digits of your Vitality Drive card number to 31347

You can fill up at any BP or Shell garage, make sure to swipe your Vitality Drive card when paying.

You only need to do your Multipoint Check once a year after it expired. You will need to do the Multipoint check at any Tiger Wheel & Tyre.

Retail value booster pays you 15% more than your car’s retail value in the event of a write-off or theft.

You will always receive your fuel cashback in the 2nd week of the following month.

You can go to a Tiger Wheel & Tyre to collect a new Vitality Drive card. Please remember to link the new card to your policy.

Discovery will not use your DQ-Track data for purposes of approving claims. They will however use the information to verify the time and location of an incident.

Your policy will not cover drains blocked by roots as it is seen as maintenance.

You can choose to write off your vehicle at a lower damage level of 40% or 50% of its insured value.

If you swipe your Vitality Drive card without linking the card to your profile you won’t receive any fuel cashback as Discovery will not be able to track your fuel transactions.

You can contact emergency assist on 0860 999 911

You can click here to see your Excess Funder Account balance.

You can contact us as your Broker on insure@pvb.co.za or 011 326 3992 and we will help you resolve any problems.

There is no cancellation notice period, you can cancel your policy at any time.

When you are at Tiger Wheel & Tyre tell them you are a Discovery Insure client and provide them with your Policy or ID number. The salesperson will then advise how much discount you qualify for.

To activate the benefit, SMS ‘UBER’ and your ID or passport number to 31347 from the cellphone which you have downloaded and registered the Uber app on. You will receive a confirmation SMS. It will take up to 14 days for your benefit to be activated.

The maximum discount one can qualify for at Tiger Wheel & Tyre is up to 20%

Ready to Talk

If you are looking for a leading insurer – then look no further! At PvB & Associates, we offer multiple Discovery Insure options for you and your family. Get in touch with us today.

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