Discovery Bank

Choosing your product

Choose from a wide range of products to suit your needs:

• A transaction account for your day-to-day banking needs
• A state-of-the-art credit card that gives you up to 55 days of interest-free credit
• A full banking suite that gives you maximum rewards.

You can also open Real-Time Forex Accounts and transact in Dollars, Pounds and Euros, as well as unlimited free savings accounts with market-leading interest rates. And it’s all available 24/7 on your banking app.

Understanding Vitality Money

The Vitality Money programme helps you track, manage and improve your finances. When you choose a qualifying product, you automatically get access to Vitality Money. Complete the Vitality Money assessment based on your financial behaviours, and you’ll get a Vitality Money status. Vitality Money will help improve your financial status through a range of tools. As your Vitality Money status improves, so do the rewards and benefits you receive from Discovery Bank.

Rewards

1. Control your interest with Dynamic Interest Rates.

• Pay as little as prime -2 on your credit interest rate
• Earn more interest on your savings
• Earn interest on positive balances in your transaction account.

2. Upgrade your travel experience.

• Get 10% to 75% off local and international flights, 10% to 25% off accommodation, as well as unlimited car hire
• Get access to millions of local & international listings on Booking.com, with the option of paying with your Discovery Miles
• Book your entire trip in one secure checkout on Vitality Travel and pay with your Discovery Miles
• You can travel like a VIP with Discovery Bank’s Priority Fast Track and access to The Lounge by Discovery & SAA

3. Enjoy a rewards currency that’s more valuable than cash with Discovery Miles.

• Get Discovery Miles as you get healthier, drive well and spend responsibly.
• You can get up to 75% back on HealthyFood and up to 50% back on HealthyCare items in DiscoveryMiles.
• Spend your Discovery Miles how you want, &they are more valuable than cash: Get 5% to 20% off when you spend your Discovery Miles at over 40 in-store and online retail partners; Double your Discovery Miles discount to up to 40% off on Miles Ð-Day on the 15th of every month; You can even convert your Discovery Miles to cash.

Get a better, more personalised banking experience:

The Discovery Bank app is a bank branch in the palm of your hand. You can use it to:

1. Set up and personalise your card and spend limits.
2. Make quick tap-and-go payments using Apple Pay, Fitbit Pay, Garmin Pay and Samsung Pay
3. Get personal, real-time insights into your income, savings and spending habits through the Vitality Money
4. Financial Analyser.

And with Discovery Pay, you can:

• Instantly settle out-of-pocket medical expenses with Health Pay
• Exercise your way and with the Vitality Pay as you Gym benefit.
• Pay other Discovery clients in your contact list using just their cell phone number.

Servicing 24/7/365:

The Discovery Bank service team is available 24 hours a day, 7 days a week, 365 days a year. You can also get real time help in your banking app with Live Assist. It’s convenient, available 24 hours a day and totally secure. You can get all this and more from Discovery Bank. The Future of Banking. Now.